The Service Area Approach was implemented under the purview of
[UPSC Civil Services Exam – 2019 Prelims]
(a) Integrated Rural Development Programme
(b) Lead Bank Scheme
(c) Mahatma Gandhi National Rural Employment Guarantee Scheme
(d) National Skill Development Mission
Answer: (b)
Explanation:
Lead Bank Scheme.
- Service area approach (SAA) is a developed version of the ‘area approach’ structure of the Lead Bank Scheme.
- Under SAA plan each commercial bank / RRB branch in a rural and semi-urban area is designated to serve 15 to 25 villages for the planned and orderly development of the areas.
- Under the Lead bank Scheme, the service area approach was introduced in 1989 for the planned and orderly development of rural and semi-urban areas.