In the context of the Indian economy, non-financial debt includes which of the following? Housing loans owed by households Amounts outstanding on credit cards Treasury bills Select the correct answer using the code given below:

In the context of the Indian economy, non-financial debt includes which of the following?

Housing loans owed by households
Amounts outstanding on credit cards
Treasury bills

Select the correct answer using the code given below:

[UPSC Civil Services Exam – 2020 Prelims]

(a) 1 only

(b) 1 and 2 only

(c) 3 only

(d) 1, 2 and 3

Answer: (d)

Explanation:

Debt Financing mainly includes two types of debts-

Public Debt-

It is the total amount borrowed by the government of a country.

It is further divided into two types-
- Internal Public Debt
- External Public Debt

Non-Financial Debt-

It consists of credit instruments issued by government entities, households, and business which are not covered in the financial sector.
Housing loans owed by households, Amounts outstanding on credit cards, Treasury bills, Credit Card balance etc. are types of nonfinancial debts. Hence 1 2 and 3 are correct.

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Tenth Schedule of Constitution of India: Important Question

The provisions in Fifth Schedule and Sixth Schedule in the Constitution of India are made in order to

Under which Schedule of the Constitution of India can the transfer of tribal land to private parties for mining be declared null and void?

The Ninth Schedule was introduced in the Constitution of India during the prime ministership of

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